Terms of Use

Last updated: September 2026

Agreement to Terms

By accessing and using this website, you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, you must not use this website.

About Our Services

moss-loft provides financial education courses and related services. Our courses are designed to teach financial literacy skills and are intended for educational purposes only.

Our services do not constitute personalised financial advice. We do not provide investment recommendations, tax advice, or regulated financial services.

Educational Nature of Content

All content on this website and in our courses is provided for educational and informational purposes. While we strive for accuracy, we make no guarantees about:

• The completeness or currentness of information
• Specific financial outcomes from applying course content
• Suitability of information for individual circumstances

Individual results may vary. We recommend consulting qualified financial professionals for personalised advice.

Intellectual Property

All content on this website, including text, graphics, logos, images, and course materials, is owned by moss-loft or our content suppliers and is protected by copyright and other intellectual property laws.

You may not:

• Copy, reproduce, or distribute our content without permission
• Modify or create derivative works from our content
• Use our content for commercial purposes without authorisation
• Remove any copyright or proprietary notices

User Conduct

When using our website and services, you agree to:

• Provide accurate information when submitting forms or enrolling in courses
• Use the website and services only for lawful purposes
• Not attempt to gain unauthorised access to any part of our systems
• Not interfere with the proper functioning of the website
• Respect the intellectual property rights of others

Course Enrolment and Payment

When enrolling in a course:

• Course fees are payable as specified at the time of enrolment
• Prices are subject to change; the price at enrolment applies to your booking
• Course availability and schedules may vary
• We reserve the right to cancel or reschedule courses with reasonable notice

Refund Policy

Refund requests are considered on a case-by-case basis. Generally:

• Full refund if cancellation is made more than 14 days before course start
• Partial refund may be available for cancellations made 7-14 days before course start
• No refund for cancellations made less than 7 days before course start or after course begins
• Course transfers to alternative dates may be arranged subject to availability

Limitation of Liability

To the fullest extent permitted by law:

• Our website and services are provided on an "as is" basis
• We do not guarantee uninterrupted or error-free access to our website
• We are not liable for any indirect, consequential, or incidental damages
• Our total liability is limited to the amount paid for the relevant service

Nothing in these terms excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

Third-Party Links

Our website may contain links to third-party websites. These links are provided for convenience only. We do not endorse, control, or assume responsibility for the content or practices of third-party websites.

Privacy

Your use of our website is also governed by our Privacy Policy. By using our website, you consent to the practices described in our Privacy Policy.

Changes to Terms

We reserve the right to modify these Terms of Use at any time. Changes will be posted on this page with an updated revision date. Continued use of the website after changes constitutes acceptance of the modified terms.

Governing Law

These Terms of Use are governed by the laws of England and Wales. Any disputes arising from these terms or your use of our website will be subject to the exclusive jurisdiction of the courts of England and Wales.

Severability

If any provision of these Terms of Use is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

Contact Information

For questions about these Terms of Use, please contact us:

moss-loft
47 Chancery Lane
London WC2A 1PL
United Kingdom
Email: [email protected]